Affordable and Ethical Credit from Mammoth Finance.

Providing a straightforward and compelling credit proposition in the specialist lending market.

Building on our customer base as a trusted brand.

Mammoth Finance offers a range of consumer and commercial credit options in the non-standard finance space.

Smarterbuys Store

Mammoth Commercial Finance

Mammoth Loans

Mammoth Eco Loans

Our Services

Mammoth Finance is a One Stop Shop for the credit needs of the financially underserved in the UK. Providing a multi faceted approach to lending that helps improve the standard of living for families across the UK.

Providing a straightforward and compelling loan proposition in the specialist lending market.

Full lifecycle app, on a data and credit driven platform. Aligning technology with purpose and impact. Producing a refined and ready-to-deploy product solution.

Sufficient infrastructure and product distribution capacity to provide a wide cohort of customers with a consistent positive brand experience.

Financial Literacy arm that assists the most vulnerable.

  • Providing  accessible and affordable finance on a robust digital platform, which will deliver a sustainable retail credit offering to the financially disadvantaged and underserved population across the UK.  

  • Affordable and flexible cash loans with a range of Interest Rates to help customers on their credit rehabilitation journey.

    At Mammoth Finance, one thing remains non-negotiable: our commitment to professional, responsible lending. Using Open Banking, we conduct detailed checks to accurately assess true income and outgoings, ensuring we only lend what each applicant can comfortably afford to repay.

  • Mammoth Eco Loans: Powering Your Home Sustainably

    At Mammoth Finance, we see the transition to a clean economy as a profound shift reshaping markets worldwide. As part of this movement, Mammoth Eco Loans offers a green finance solution tailored for consumers who want to invest in solar panels and other sustainable home upgrades.

  • Mammoth Commercial Finance offers tailored funding solutions designed to support property developers through every stage of their project. With our flexible, case-by-case approach, we provide financing options that adapt to the unique demands of each development.

    Our range of development finance solutions includes:

    - Pre-Planning and Bridging Finance: Get the support you need during the early stages to secure sites, navigate planning, and bridge any financial gaps.

    - Residential and Commercial Development Funding: Flexible, competitive funding tailored for both residential and commercial projects, enabling smooth progress from groundwork to completion.

    - Marketing Period Loans: Ensure you have the financial backing during the final stages, giving you time and resources to bring your development to market effectively.

    At Mammoth, we prioritise a hands-on approach to development finance, understanding that every project is unique. Our team is committed to providing reliable support and flexible solutions to help you achieve your property development goals. Trust Mammoth Finance to be your partner from concept to completion.

Our vision

In the UK, there is a cohort that is currently financially underserved. We estimate the current unmet, but potentially commercially viable, borrowing demand from this cohort (i.e. the shortage in credit supply) to be c.£2 billion

Economic challenges continue to bite, with most households expecting their credit needs to grow by 10% in the next five years, with costs increasing, but not income at the same rate.

There are few specialist lenders of scale with virtually no mainstream lenders participating. 

Lenders have been tightening their lending criteria (and therefore the amount of credit supplied) in response to the Financial Conduct Authority’s increasing scrutiny of the sector.

Contact Us

Get in touch with our dedicated team today to find the solution that works for you